Research has found over half of all landlords are buying properties using a limited company. This trend has increased since 2018 and continues to grow. However, the trend seems to only apply to those with over ten properties. Property investors owning less than ten properties are still choosing to purchase as an individual. The research also concludes that over 60% of all landlord’s intend to fund their next property purchase with a traditional buy to let mortgage.

This research would suggest property investors are seeking more protection and security in light of Brexit but are not shying away from the property market, which is set to increase by 4.1% by 2023.

This is great news for Attwells as we specialise in Property Law. We offer Company Buy to Let legal services across the East of England. We normally charge an additional £225 plus VAT on top of our residential conveyancing fee however, this increases if you purchase with a mortgage.

Attwells will support you with all your legal requirements and can offer you advice in relation to landlord and tenants or lease extensions. Returning clients receive a 10% discount too, so don’t be put off from buying as a company. Overall the decision could be beneficial especially if you plan to increase your property portfolio.

Top Three Reasons Why You Should Buy as A Limited Company:

  1. Offset mortgage interest against profits which are subject to Corporation Tax of 19% instead of income tax rates.
  2. Interest coverage ratios on limited company applications are also lower than for most individual landlord applications.
  3. Owning properties via a limited company offers personal protection against personal assets such your family home, estate or savings.

Local Buy to Let Trends

Currently in Ipswich property prices are ranging from £119,000 for a one bedroom to £337,000 for a four. This means the best yield is for one-bedroom properties (5.3%), with larger properties falling to closer to 4%. This increases slightly by 0.2% in Colchester but reduces in St. John’s Wood to 3.9%.

National the rental yield hotspots:


Average yield

Average price

Average £/sqft

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For more information regarding property law, conveyancing or buying as a company please click on the links within this article or call Nick Attwell on 01473 299242.