What happens if the debt is disputed?
If your debt is over £10,000, we would invite you to submit your evidence.
Supporting evidence would include:
- A copy of your terms and conditions or contract
- Any letters e-mails or other communication with the debtor
Our solicitors will ask you to do this because if the debtor has signed a contract with you, they may well be in breach of contract. This would offer you a strong case when defending the dispute.
A disputed legal matter is typically regarded as litigation as it has moved beyond the debt recovery stage.
How much does debt litigation cost?
If your debt is disputed, Attwells Solicitors can still help. We offer fixed fees and will support you from start to finish.
Typically, a disputed debt costs between £1,000 to £5,000* plus VAT.
This fee may include:
- Review of documentation in advance of drafting a letter of advice (subject to a reasonable number of documents)
- Letter of advice setting out the legal position, our advice, and an assessment of prospects of success for any potential claims
- Applying to the court
- Attempts to settle including mediation
Can the debtor also pay my court costs?
For a debt over £10,000 yes, potentially the debtor would pay your legal bill, but only if they disputed the debt and therefore caused you to take legal action.
If you do not win your case however you will still need to pay your legal bill. Therefore, for debt under £10,000, we suggest you seek advice from CAB and attempt to resolve the issue via the small claims court. This is to protect our clients from spending more on legal fees and court costs than the debt is worth.