Included in the service

  • Ensuring the lender has a good and marketable title
  • Reporting to you on the security documentation
  • Discharging any existing lending
  • Securing any new lending
  • Registration of the security at HM Land Registry
  • Registration of the security at Companies House
  • Completion of the remortgage

What is excluded from the service?

  • Legal advice outside the scope of the service described above
  • Tax advice
  • If the property is leasehold it does not include additional work in connection with the review of the head lease.
  • Any property transfers needed for the property finance
  • Any company work outside of finance that is required

Possible additional fees

In addition to the fixed fee above the following fees and costs may also be payable:

  • Bank Transfer Fee (per transfer) – £40 plus VAT
  • Electronic Identification Fee (per person) – £15 plus VAT
  • Land Registry Fee – Dependent on market value
  • SDLT – Dependent on market value
  • Land Registry Office Copies – £30.00
  • Search Fees per property approx £500 to £750 plus VAT
  • Stamp Duty Filling – £95.00 plus VAT
  • Winding Up Search – £30.00 plus VAT
  • If the client’s company is an overseas company then a supplement of £925 plus VAT is payable


Land Registry Fees are due and will be payable based upon the purchase price.

If the buyer is a company taking lending then a Companies House fee will be payable of £23.

In all cases, bankruptcy and final searches will be due of £25.

If the premises are leasehold then notice of the transfer of the premises will need to be served on the landlord whose costs typically range from between £50 and £200. We will confirm the figure once it is known to us.

How long will it take?

Timescales vary and on average it will take 4 weeks but it depends upon a number of factors outside of our control. We will endeavour to complete the finance as quickly as possible within your timescales.

When will I pay?

You will need to pay 50% of the fixed fee on account together with the search fees. The balance of fees and disbursements will be due on completion.