What is included?

  • Arranging identification checks for up to 2 people (any additional checks required are at £18.00 (£15.00 plus VAT) per check.
  • Obtaining all title documents.
  • Requesting redemption (repayment) figures from current mortgage lenders.
  • Review of your mortgage offer, reporting to you on the documentation provided and any special conditions, and acting for your mortgage lender.
  • Arranging your signature to the documents needed for the remortgage to go through.
  • Arranging completion of your remortgage.
  • Paying off any current mortgages secured against the Property.
  • Registration of your new mortgage with HM Land Registry.

What is not included?

  • Dealing with any title defect for your property to enable the remortgage to complete.
  • Dealing with a management company if the property is freehold.
  • Dealing with a Landlord and/or management company if the property is Leasehold.
  • Arranging indemnity insurance.
  • Searches where your mortgage lender requires them.
  • Dealing with second and additional mortgages or restrictions on the remortgage of the property.
  • Transfer of ownership between registered owners.
  • Drafting a Deed of Covenant if required by a Landlord or Management Company.
  • Transfers of party of a registered piece of land.
  • Lease extensions.
  • Equity release mortgages.
  • Unregistered property.
  • Remortgaging with tenants in situ.
  • Tax advice such as (but not limited to) Capital Gains Tax.
  • Anything not listed as included in the above